In reply to Jason DeVillains.

Jason,

I say that kind of tongue in cheek. I've owned individual stocks in companies. It's still the best wealth building mechanism we have available to us.

I do think some of the big executives at large organizations, read as the guys that blew up the economy in 2008, are like a bunch of irresponsible gamblers. They are in it for themselves and they want to hit the big money NOW.

That's why I said that. Most of us in the market are doing the right thing. We're in it for the long haul as a way to prepare for retirement.

As for retirement, mine will be a pine box. You want fries with that?